(831) 649-4IVF(483)

Financial

Infertility Treatment Costs

Infertility treatment can be a very emotional and financially stressful experience. The staff at the Fertility and Gynecology Center realizes this and has made an effort to control the cost of infertility treatment. Oftentimes couples are scared off by media reports of how expensive it is to undergo in vitro fertilization. What they do not realize is that the majority of couples will become pregnant using less expensive technologies such as intrauterine insemination or through medical treatment of conditions such as ovulatory disorders, all of which Dr. Ramirez is highly qualified to treat and has achieved excellent results. Patients only qualify for IVF after a long and comprehensive evaluation by Dr. Ramirez. Studies have demonstrated that treatment by a fertility specialist is the most effective means of diagnosing and treating infertility. Our staff has had over 18 years of experience in this field and understands the needs of the infertility patient. Our financial counselor, Melissa Magno, is ready to discuss your options, check with your insurance and bill out if necessary. One of our goals is to make sure patients are fully informed about cost and therapy options. The fees listed below are effective January 1, 2019 and are subject to change. **For information on our Military Discount, see below.

These are some of the lending institutions that have infertility loan plans. You may need to provide an identification number to access the site, which our financial counselor can provide you.

 

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Price List for IVF

Reflects Discount for Cash Payment (No Insurance Coverage)

In Vitro Fertilization – Single Cycle – $9,640.00

  1. Clinical monitoring including ultrasound
  2. Egg Retrieval
  3. Surgery Center Fee
  4. Embryology Laboratory Procedures Involving In Vitro Fertilization
  5. Embryo Transfer
  6. Freezing of non-transferred Embryos and 1st year of storage

Anesthesia (Anesthesiologist, IV conscious sedation and monitoring)    –  $690.00


Intracytoplasmic Sperm Injection -$1,860.00 (ICSI) (Sperm Injection)

Used for male factor and age related infertility


 Laser Assisted Hatching –   $805.00


 Pre-Implantation Genetic Testing (PGT) ……………………………… $2,000             

  1. Biopsy and processing of embryos for genetic abnormalities (includes testing of all available embryos)
  2. Does not include the outside PGT Laboratory Testing cost which will be billed by the Lab                                 **A portion of this fee is non-refundable once the services have been initiated.

 


Frozen Embryo Transfer Cycle……………………………………. $4,500                   

Includes:

  1. Determination of Appropriate Hormonal Preparation Protocol  (Based on Results from Previous Tests or IVF Cycles)
  2. Clinical Monitoring including Ultrasound Examination
  3. Embryology Laboratory Procedures: Identification, Thawing, Culturing, Processing and Preparation of Frozen Embryos
  4. Embryo Transfer Procedure
  5. Clinical Coordination and Medication teaching

IVF Using Egg Donor or Surrogate or Both ……………………………………… $13,500                  

    1. All features of single cycle IVF
    2. Pre-cycle FDA Blood tests, and extra in-cycle office visits (donor/surrogate)
    3. Intracytoplasmic Sperm Injection (ICSI) of donor eggs -Required
    4. Administration fee for additional coordination and Embryology services of cycle
  • Donor/Surrogate medication and Embryo micromanipulation (Assisted Hatching) extra charge/not included in this figure        
  • Donor/Surrogate compensation extra charge/not included in this figure
  • Does not include Anesthesia fee

IVF Using Donated previously frozen eggs ………………………………………………….. $9,500                   

  1. Includes Embryology services: acceptance, processing, thawing, ICSI, culturing and preparation of Eggs and Embryos
  2. Recipient preparation, coordination, administration, monitoring and transfer as in Frozen Embryo Transfer Cycle. 

IVF for Egg Cryopreservation/Banking………………………………………. $7,757 Single cycle            

Price if desired multiple cycle to Batch/Accumulate Eggs:.

$12,956 Two cycles

$18,944 Three cycles

(Eggs are retrieved and then frozen for future use. Sometimes known as fertility preservation.)

  1. Clinical monitoring including ultrasound.
  2. Egg Retrieval
  3. Surgery Center Fee
  4. Embryology Laboratory Procedures
  5. Freezing of Eggs and 1st year of storage (There is annual fee for storage beginning in year 2)
  6. Does not include fees for services to prepare Eggs and transfer Embryos in the future.

IVF for Embryo Cryopreservation/Banking ………………………. $10,900   Single Cycle

Price if desires multiple cycles to Batch/Accumulate Embryos:

$17,440 Two Cycles

$26,160 Three Cycles               

(Full IVF cycle except NO Embryo transfer. Embryos are cryopreserved)

    1. Clinical monitoring including ultrasound
    2. Egg Retrieval
    3. Surgery Center Fee
    4. Embryologist services and Embryology Laboratory Procedures
    5. Includes ICSI
    6. Freezing of Embryos and 1st year of storage (additional storage fees apply after 1st year)
  • Does not include fees for preparation and transfer of Embryos in the future.

 


**EXCLUSIONS: ITEMS/COSTS NOT INCLUDED IN THE ABOVE FEES THAT MIGHT APPLY**:  

  • All Office Visits and Procedures Before Beginning IVF Cycle (Pre-Cycle Work-Up) including Pre-cycle blood test, cultures, office visits, hysteroscopy, mock embryo transfer, FDA required tests and other lab work.
  • Fertility drugs or any additional pharmaceuticals necessary for ovarian stimulation and to promote implantation and/or support the ongoing pregnancy. (Estimate $2,500-$10,000-Age and ovarian response are factors)
  • Storage of frozen embryos unless specified that 1st year is included in fee. Additional storage fees are:
  • Year 1,2………………………………………………………………………………………………………. $800
  • Year 3……………………………………………………………………………………………………….. $1000
  • Year 4……………………………………………………………………………………………………….. $2000
  • Year 5+……………………………………………………………………………………………………..  $3000
  • Initial Pregnancy ultrasound examinations (2)……………………………………….. $296-$345
  • In-Cycle Blood tests and Post-Cycle pregnancy and hormone tests
  • All other medical services that may be required, including but not limited to prenatal care, obstetric services and pediatric or newborn care, or emergency visits/care
  • All Outside or Third-party fees or charges
  • Pre-IVF testing is only valid for 12 months from the date of testing. FDA requires infectious disease testing to be within 30 days from embryo transfer. Therefore, testing that does not meet these criteria will need to be repeated.

 

Financial Policy

  • A non-refundable deposit of $500.00 is required at the time of enrollment into the IVF Cycle.
  • Payment of ½ of balance (IVF Clinic fees) is required 8 weeks prior to start of fertility medications and the remainder due 4 weeks before start of medications unless granted an exception.
  • IVF calendar will not be provided until full payment is received. IVF Calendar is sent out 2 weeks prior to the start of the cycle.
  • Payment can be made and accepted by cash, personal check, VISA, MasterCard, American Express or Discover Card or Third-party financing programs.
  • All Refunds require 30 days processing time before disbursement.
  • In all IVF cycles with retrieval procedures, the services are considered fulfilled, complete and the full fee applied once the retrieval procedure occurs regardless if no eggs are retrieved, none fertilized, no transfer occurs or none of the embryos undergoing genetic testing are normal. If the patient withdraws from the cycle or the cycle is cancelled prior to the Retrieval procedure, a refund is applicable.
  • All Refunds will be calculated on an itemized Fee-for-Service basis for all services provided and not based on the discounted package prices given above.

 

Military Discount

Monterey Bay IVF proudly offers a 15% military discount to our United States active duty, active reserve duty and active national guard members for the treatment of IVF when insurances do not cover the procedure. The discounted fee covers the IVF retrieval, culture and fertilization of eggs as well as the embryo transfer. The following options are not included in the discounted fee: Anesthesia, ICSI (Intracytoplasmic Sperm Injection), Embryo Freezing and storage, Sperm Freezing and storage, Sperm ID for Testicular Aspiration, PGD (Pre-implantation Genetic Diagnosis) or PGS (Pre-implantation Genetic Screening).